Debt is like heroine.
It is a drug that, once hooked, is difficult to unhook.
The safest way to deal with debt is to stay clear.
Definitely in your personal life. Mostly in your business.
The only debt in the world that you should consider is debt supported by an income-producing asset that can service said debt.
All other debt is heroine.
Fun in the short term.
Deadly in the end.